2 Howard Place Suite 1
Delmar, NY 12054
Phone: 518.439.2770
Fax: 518.439.2769
Securities offered through Excel Securities & Assoc/. Inc. member FINRA/SIPC
Through partnerships with premier mutual fund and insurance
companies as well as local and national TPA’s, we can recommend
and install a plan that satisfies both the company and employee needs.  
The following are examples of some of the available plan types:

-        401(k) and Roth 401(k)
-        403(b) (TSA) Profit Sharing
-        Section 457 (Deferred Compensation)
-        SIMPLE IRA
-        SEP IRA
-        Payroll Deducted IRAs

We can help you select the one that’s right for your business, help you
manage it as the sponsor and help the plan participants with their
investment selections. In the ever changing landscape of employer-
sponsored retirement plans it is important to work with an advisor who
will help to keep you up to date with and in compliance with IRS

Additionally, group insurance plans are available through strategic
partnerships with several NYS domiciled insurers to include:

-        Disability insurance
-        Life insurance
-        Long-term care
-        Business continuation plans (eg. Buy/Sell agreement)

We can also help you coordinate with a local health insurer to ensure
that you and your employees health insurance needs are satisfied.