2 Howard Place Suite 1
Delmar, NY 12054
Phone: 518.439.2770
Fax: 518.439.2769
Securities offered through Excel Securities & Assoc/. Inc. member FINRA/SIPC
Personal financial planning is the bread and butter of our business.  
During your initial consultation, we’ll review your financial profile
future. Recommendations may include:

-        Optimization of qualified accounts (i.e. IRAs, 401(k)’s etc.)
-        Reallocation and diversification of assets
-        Debt management and consolidation
-        Improvements in tax efficiency
-        Registered Investment Advisory accounts (RIA)
-        Social security and Medicare planning
-        Estate planning  

We may engage investment and insurance companies directly or
through brokerage and registered investment advisory accounts.  
Additional personal services include tax preparation and insurance
brokerage.  We have a tax preparer on staff and a third party
brokerage arrangement with leading insurance broker KAFL of
Rochester, NY. Through KAFL, we can offer life, disability and long
term care insurance products through dozens of highly rated

As a client of Hartmann Financial Group, we will schedule periodic
reviews with you to report performance and assess whether any
changes are warranted.  Additionally, we have an open door policy
and always encourage our clients to contact us whenever they have
a question or concern they would like to discuss.